Bridging loans by deal type
Bridging is not one product. The lender, the price and the paperwork all depend on what you are doing. Pick the deal that looks like yours.
Auction finance
Exchange on the day, complete in 28. Terms before you bid, funds in time for completion.
See how it works 02Refurbishment bridging
Light and heavy refurb, including works the high street will not lend on. Funds for purchase and works.
See how it works 03Development exit
Practical completion reached, units unsold. Replace expensive development finance and release cash.
See how it works 04Bridge-to-let
Buy, refurbish, refinance on to a BTL or HMO mortgage. One lender or two, whichever costs less.
See how it works 05Commercial and semi-commercial
Shops with flats above, offices, industrial, mixed use. Vacant or tenanted.
See how it works 06Land with planning
Secure the site while you finalise development finance, or hold it through a planning uplift.
See how it works 07Chain break and investment purchases
Complete on a purchase before another sale goes through. Business and investment property only.
See how it works 08Second charge bridging
Raise capital against equity in property you already own without disturbing the first charge.
See how it worksUnusual security, awkward timing, a deal nobody else will look at.
Portfolio purchases, title splits, probate, below-market-value buys, cross-charged security. If it is property in England and there is a sensible exit, tell us about it.
Describe the dealNot sure which it is?
Many deals are two things at once: an auction purchase that is also a heavy refurb, a commercial building you will convert to flats. It does not matter. Tell us what you are doing in plain words and we will structure it.