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Bridging finance guides

Plain explanations of how bridging works, written for people who are about to use it. No jargon, no waffle, and the numbers are real ranges.

How bridging loans work

Gross and net, retained interest, first and second charge, regulated and unregulated. The basics, without the sales pitch.

How fast can a bridging loan complete?

Realistic timescales, what a seven-day completion actually needs, and where the days go.

Exit strategies lenders accept

Sale, refinance, sale of another asset. What each needs as evidence and which ones get declined.

Bridging vs development finance

When a refurb bridge is enough and when you need a proper development facility.

What bridging lenders look for

Property, exit, borrower, in that order. How to present a deal so it is approved first time.

Bridging through a limited company or SPV

Why most investors borrow through a company, personal guarantees, and what the lender will ask for.

Tell us the deal.

A few numbers and a postcode is enough for a first view. Indicative terms cost nothing and commit you to nothing.